Woolworths has a credit card offering of their own, called the Everyday Money credit card. This card offers some attractive features, not least of which is the balance transfer deal. Find out more about the Woolworths balance transfer card in here.
The Everyday Money credit card from Woolworths has a lucrative set of features. Their balance transfer offer boasts of low interest rates (5.99% p.a. for 6 months). If you are regular Woolworths customer or simply shopping for a new credit card, Woolworths balance transfer card is worth checking out.
Features of the Everyday Money credit card
- The first year annual fee is waived – annual fee of $49
- Additional cardholder at no extra cost – All Everyday Money cardholders have the option of adding another cardholder for free. You can earn reward points on both the cards for purchases made with either of the Everyday Money cards.
- Low interest rates – These cards offer a very competitive interest rate, which at present is 19.84% p.a. for purchases and 21.34% p.a. on cash advances.
- Interest free period on purchases – You can enjoy up to 55 days of interest free period on purchases made with the Everyday Money card. Please note that the interest free period only applies if all card balances are paid in full within the statement due dates. For cash advances and any Woolworths balance transfer the interest free period does not apply. During any statement period if there is any cash advance amount or balance transfer outstanding interest will be charge on any purchases from the date of purchase.
- Greater acceptance – This is a MasterCard credit card, and therefore accepted at stores that display the MasterCard logo.
- Enhanced security – The embedded chip in the card provides better security against unauthorized use of your credit card and protects you from possible credit card fraud.
- More convenient shopping – With the MasterCard Paypass system you can checkout any items below $35 just by tapping your card. No need to sign or enter your PIN.
- Access to Repayment Insurance – You can choose to avail yourself of repayment insurance for as low as 60c for every $1000 balance outstanding. In the event of involuntary unemployment (due to retrenchment) or any accident or illness preventing you from working you can get financial help toward repaying your credit card balance through the Everyday Money Repayment Insurance.
- Comprehensive Rewards Program – Purchases made with the card gain reward points that can redeemed for a variety of items.
- Choose your own card color – An innovative option of your choosing the color of your card from black, pink, blue or green.
Balance Transfer
You can also request a balance transfer from any non-HSBC credit card to your Everyday Money card. All such Woolworths balance transfer deals will be charged at 5.99% p.a. for 6 months. After that period any outstanding balance will accrue interest at the cash advance rate, which is currently 21.34% p.a. p.a.
Terms and Condotions:
The Woolworths Everyday Rewards Qantas Credit Card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 ACL No. 232595 (“HSBC”). HSBC is the credit provider and a registered person under the National Consumer Credit Protection Act 2009. HSBC lending criteria, fees, charges and interest rates apply and are subject to change. Terms and conditions apply and are available upon request. You must be or will need to become a member of the Everyday Rewards and Qantas Frequent Flyer programs and link your memberships to obtain this credit card and earn points. Each program’s terms and conditions apply. Visit qantas.com for the Qantas Frequent Flyer terms and conditions. Visit everydayrewards.com.au for Everyday Rewards conditions and exclusions. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. 1. 8,000 Qantas Frequent Flyer points offer is available to new primary cardholders who apply between 1 August 2011 and 30 September 2011, are approved and make an eligible purchase on their Woolworths Everyday Rewards Qantas credit card by 30 November 2011. Offer is not available to existing Woolworths Everyday Money credit cardholders who request to transfer to this product. Allow up to 8 weeks after the qualifying purchase is made for the 8,000 points to appear on your credit card statement, at which time your credit card account must be current and not in arrears. Qualifying purchases exclude interest free promotions, balance transfers, business purchases and cash advances. 2. Qantas Frequent Flyer points are earned through use of the credit card on eligible purchases in accordance with the Conditions of Use available at everydayrewards.com.au No points are earned on business expenses, interest free promotions, balance transfers and cash advances. 3. To earn extra points through the Everyday Rewards program at Woolworths/Safeway Supermarkets and BWS (excluding Tasmania), BIG W and Dick Smith (excluding reseller stores), you must present and scan your Everyday Rewards barcode (on the back of the credit card) at the time of purchase and spend at least the qualifying amount in one transaction. See everydayrewards.com.au for conditions and exclusions. Offer excludes selected purchases including smoking/ tobacco product purchases, gift cards, BIG W optical, DVD Kiosk purchases, freight charges, selected services and selected online purchases including BIG W Photo and BIG W Movie Rental. 4. To earn fuel savings through the Everyday Rewards program at Woolworths/Safeway Supermarkets (excluding Tasmania) you must present and scan your Everyday Rewards barcode (on the back of the credit card) at the time of purchase and spend at least the qualifying amount in one transaction. Redeem your fuel savings offers at participating CALTEX WOOLWORTHS co-branded fuel outlets. 5. Award flight seats (particularly Classic Award seats) are subject to capacity controls and availability is limited. Some flights may not have any Classic Award seats available. Surcharges, fees and taxes are current as at 21 July 2011 and are payable at the time of redemption, in addition to the number of points required.
Posted on Thursday, April 29th, 2010 at 12:51 am
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