Featured Qantas Frequent Flyer Credit Card
Get to your desired holiday destination sooner with the ANZ Qantas Frequent Flyer Credit Card which allows you to maximise your Qantas Frequent Flyer points earning with a high earn earn rate of up to 1 point earnt per $1 spent.
- $95 annual fee
- 19.89% p.a. on purchases
- Cash Advance Rate of 20.99% p.a.
- 44 days interest free
- Get a fast 60 second response when you apply online.
The Qantas American Express Discovery Card says no annual fee and they mean it. You have probably heard of the no annual fee scheme before. Lots of card issuers make the claim, but they do not all mean the same thing. Usually the phrase ‘no annual fee’ means one of three things. Some companies use it but only mean that there is no annual fee for the first year that you own that plastic. After that, you are slapped with an annual fee for the rest of the time you own the card. Other companies say it, but only mean that there is no annual fee if you meet certain requirements set by them. It can be a high amount of spending in the previous year or having your plastic linked to another one of the financial institutions accounts. If you do not meet their requirements you wind up paying an annual fee anyway.
But, when it comes to the phrase ‘no annual fee’ this time it means exactly what it says. There is never an annual fee on this card, not today or tomorrow not ever. In fact, not only is there no annual fee there is also no charge for supplementary cards. There is really no cost to own this card.
You might think that because there is no annual fee it must be a no frills credit card, but that is not at all true. This card offers an excellent rewards system that earns Qantas frequent flyer points. With those points you can reward yourself with a trip anywhere that they fly or with one of their 27 airline partners.
Rewards And Benefits Of The American Express Discovery Card
Qantas Frequent Flyer Points – This is the big one, with this plastic you earn one point for every single dollar that you spend on purchases. When you spend on select Qantas services you can earn one additional point for every dollar that you spend. There is no limit to the number of points you can earn. Points are automatically transferred to your account which saves you hassle and time.
Bonus Points – Right now you can add even more points to your stash with a special offer. Apply and get approved by 1 March 2011 and you can earn up to 10,000 bonus points. That is 2,500 extra points for your first spent within three months of getting the card and another 2,500 points for your first spend on select Qantas products and services. If you spend just $300 in the first three months you own the card you can earn a whopping 5,000 bonus points.
Awards Flights – Your points can be redeemed for flights both here in Australia and abroad. It does not take much to get around with your points, especially after those bonus points add up. For example, 8,000 points gets you from Melbourne to Sydney. 12,000 points and you can travel from Sydney to Hobart or Brisbane to Melbourne. For 18,000 points you can get from Darwin to Brisbane or Perth to Adelaide. If you rack up 48,000 points you can get from Sydney to Los Angeles. All domestic flight have an additional cash cost for surcharges, fees, and taxes that can be offset with 3,000 in points or paid in cash. To get to Los Angeles the surcharges, fees, and taxes are an additional $192.48. These points are for a Qantas economy one-way Classic Award flight and are current as of 9 November 2010.
Purchase Protection – Qualifying items bought with your American Express Discovery card are covered against loss, theft or damage for up to 90 days. The items will be replaced or repaired at no cost to you.
Refund Protection – Qualified purchases are eligible for this coverage that will refund their cost to your account should you be refused a refund. Items must be unused and returned within 90 days of the purchase.
Worldwide Service – No matter where in the world you are located you can always reach a friendly and professional customer service representative to help you with anything you need. Because the company is global you can access any of their offices around the world for an emergency card replacement.
Alerts – One of the complimentary services that you are provided with is optional SMS or email alerts for balance updates, payments due, or confirmation of payments.
American Express Select – As a loyal cardmember you gain access to exclusive discounts and special deals with this high quality programme.
How To Apply For Your American Express Discovery Card
Getting this great card into your wallet is simple. You can apply online in just a few minutes. Once you have been approved you can start spending and earning points. That means that your next holiday can be paid for sooner then you had planned.
Personal Data – To apply you will need your driver licence information and your AMEX account number if you are already a customer.
Financial Data – In order to prove your eligibility you must provide your current employer information as well as their full address and phone number. You will also have to provide your annual salary before taxes and any other income. Those who are self employed will need to provide their accountant’s information.
Expenses Data – You will need to provide a list of your monthly household costs including any monthly payments on any loans. You will also have to provide the spending limit on any non AMEX credit cards.
Minimum Approval Criteria – To be approved for this card you must be at least 18 years old and have good credit history with no defaults. You must hold a current Business Long Stay Visa or be a permanent resident or citizen of Australia. The minimum income requirement before taxes is $35,000 per year. Self employed applicants must have at least 18 months of trading or 12 months if they are current American Express cardholders.
The AMEX Discovery is one of the only forms of plastic that offers a truly great rewards scheme without an extremely high cost. In fact, it is one of the only ones that offers consumers so much in return for no annual fees. If you are paying an annual fee you are actually paying for your rewards, which makes them not true rewards at all. Make the switch to the card that rewards you just for being a loyal customer and start getting the benefits that you really deserve.
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Posted on Tuesday, December 14th, 2010 at 11:00 am
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