NAB Balance Transfer Credit Cards – Compare & Apply Online

Featured NAB Credit Card

If you are serious about getting in control of your finances then the The NAB Gold Card is perfect with 4.99% p.a on balance transfers.

• 19.74% p.a. on purchases
• 1% p.a. for 12 months on balance transfers
• $90 annual fee
• 21.74% p.a. on cash advances

View the NAB Gold Card terms and conditions here.

A few select credit cards from NAB carry the option of transferring your non-NAB credit card balance. Such balance transfers will enjoy a six month introductory periods of low interest rates. This article will give you the details of NAB balance transfer offers. Here are some other balance transfer offers:

NAB Credit Cards Comparison:

If you do not own a NAB credit card and are paying high interest amounts on other cards, now might be a good time to apply for an eligible balance transfer. NAB balance transfer is possible on the following cards:

		Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual Fee	Cash Advance Rate (p.a.)
NAB Gold Card	Enjoy a low rate on purchases and a low balance transfer offer plus a range of gold benefits.	19.74%	1% for 12 months	$90	21.74%
NAB Low Rate Visa Card	Save with a low rate on purchases plus $0 annual fee in the first year.	2.99% for 12 months (reverts to 13.24%)	4.99% for 6 months	$59	21.74%
NAB Qantas Card	Earn a low interest rate on balance transfers and purchases	20.24%	4.99% for 6 months	$65	21.74%
NAB Low Fee Card	Consolidate your debt with a low rate on balance transfers for the first 6 months.	19.74%	1% for 6 months	$30	21.74%
NAB Qantas Gold Card	Get 2 gold cards on the one account and maximise your Qantas Frequent Flyer points.	20.24%	4.99% for 6 months	$145.50	21.74%
NAB Qantas Platinum Card	Earn up to 2 Qantas Frequent Flyer points for every $3 spent on everyday purchases.	20.24%	4.99% for 6 months	$290	21.74%
NAB Velocity Standard Card	Earn Velocity Points and redeem for a range of travel, accommodation, entertainment, car hire, shopping partners and more.	20.24%	4.99% for 6 months	$65	21.74%
NAB Velocity Gold Card	Enjoy the special benefits as a gold credit card holder including complimentary NAB Gold Overseas Travel Insurance, and VIP Lost Card Cover.	20.24%	4.99% for 6 months	$150	21.74%

Benefits of transferring your balance to a NAB card

When applying for one of the eligible NAB cards you can ask for your existing balance to be transferred to your new NAB card. Up to two non-NAB credit card accounts can be nominated for this transfer. You will enjoy the following benefits on a NAB balance transfer:

• Lower interest – During the introductory period of six months the transferred balance amount will be charged a special low interest rate
• Easier repayment – Taking advantage of the introductory period low rate offer you can repay your balance much faster and with greater ease
• Lower fees – If you cancel your other credit card accounts from which you transferred the balance, you will save on the annual fees of those cards
• Easier to manage – Consolidating your credit cards into one NAB account makes it much easier to manage interest payments and cash flow

How to apply

You can apply for one of the eligible NAB balance transfer offers online, by following this link. Remember to fill out the balance transfer section on the online application form. You can nominate a maximum of two non-NAB accounts to transfer the balance from. Keep the following information at hand before applying:

• The issuer of the card from which you want to transfer the balance
• The card type i.e. Visa, American Express etc.
• The card number
• Amount to be transferred (minimum $200)

After the introductory period

The balance transfer rate is applicable for up to 6 months from the time of the NAB balance transfer. After that period the interest rate applicable will be the cash advance rate. The current cash advance rate is 20.99% for NAB Low Rate Visa Card, and 19.49% for the Velocity NAB Credit Card, NAB Visa Mini, and NAB Qantas Card.

Also note that even though the transfer process is automatic i.e. you don’t need to notify your current card provider, your existing card account will not be closed automatically. If you have transferred the full balance you might wish to cancel the other cards, in which case you would need to contact your card provider and close those accounts yourself.

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