Jetstar credit cards are one of the most popular types of cards in Australia. There are two credit cards that consumers can choose from and each has its own rewards. Jetstar is better known as a discount airline; however its range of credit options is quickly gaining in popularity.
Jetstar Credit Cards Comparison
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Cash Advance Rate (p.a.) | ||
|---|---|---|---|---|---|
 Jetstar MasterCard |
13.99% | 0% for 4 months | $59 | 21.74% |
  |
 Jetstar Platinum MasterCard |
19.99% | 0% for 6 months | $0 annual fee for the first year ($149 thereafter) | 21.74% |
|
The Jetstar MasterCard
This card is the most popular out of the two that are offered. It offers a low interest rate of just 13.99% p.a. The average credit card charges anything from 15%-20% interest. This rate will vary depending upon each applicant. There are terms and conditions that will need to be met in order to benefit from the low rate.
One advantage of the low interest rate is the fact that it is not a limited offer. Cardholders will benefit from the low rate for the full term of their credit card agreement.
There is a 0% p.a. for 4 months balance transfer offer. This makes the card ideal for applicants who currently have a debt on an existing credit card.
By switching their debt onto the Jetstar MasterCard, it could help them to pay off the debt a lot quicker and it will save them money. There is a balance transfer calculator on the company’s website in case anybody would like to see how they would benefit by making a switch.
As Jetstar is a discount airline, one of the benefits that the company offers includes money off flights. Every $1 that is spent on the card will gain the cardholder 1 cent of Jetstar dollars. These can be redeemed for flights when enough points have been earned. When 100 point have been reached, an email is sent out with a $100 Jetstar flights voucher attached.
One of the main advantages to the card is the fact that no fees or service charges will need to be paid when booking flights. If the MasterCard is used to book the flights then no fees will be included.
The Jetstar MasterCard would suit those who would like to benefit from a low interest, low annual rate credit card.
Read the official terms and conditions
The Jetstar Platinum MasterCard
The Jetstar Platinum MasterCard offers all of the benefits of the Jetstar MasterCard, plus a few extras. It offers 2 Jetstar cents for every $1 spent. This means that applicants will benefit from rewards faster than they would with the standard MasterCard offered by the company.
An additional benefit that this card gives customers is travel and transport accident insurance. No matter where in the world an accident happens, applicants are protected by their Platinum MasterCard. There is 120 days worth of cover for medical emergencies.
Fraud can be a big problem these days.
With the platinum MasterCard there is a zero liability on all purchases. Unauthorised payments will be covered. On top of this there is also a 90 day purchase protection insurance cover. All purchases that are lost, stolen or damaged within 3 months will be replaced. Everything that is bought on the card will have an extended warranty applied too.
Finally, premium packages through MasterCard Moments offer exclusive deals for cardholders. Cardholders will benefit from luxury premium packages.
Both cards can be upgraded with the Secure Sentinel service. Costing $59 per year, the service protects the cardholder against fraud. In emergencies cardholders will also gain access to up to $1,000 emergency money.
Cardholders will earn reward points on every $1 that they spend. Money can be spent on everyday purchases and reward points will still be earned. Both cards are worth looking into. The low interest rate alone is a good reason to check out the Jetstar MasterCard.
Read the official terms and conditions
Posted on Thursday, January 27th, 2011 at 10:43 am
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