What Are the Advantages Prepared for You?
First of all, you should most definitely be aware of the promotional interest free period, which lasts for 25 days. Because of this, you will be able to make any purchase you want during this period without paying back more than you actually spend. This is a great opportunity for you to save some serious money in the long run and use it for other financial purposes and goals you might want to set for the future.
Furthermore, you should also know that during the first 13 months of your contract you will also benefit from a special introductory interest rate that will be applied to your account, which is currently evaluated at 8.95% p.a. for 13 months (reverts to 16.75% p.a.). This is also a period to take advantage of, because this value is a very low one if compared to other similar products available on the market.
An aspect that makes this product different from the classic version is the limit you can set for your credit. Since Heritage designed it for people with a very good financial condition, you will be able to set a sum that is situated between $5,000 and $10,000 and enjoy some very important advantages out of this fact. Not only will you have access to more money in the shortest time possible, but the rate provided to you will be a very acceptable one.
What is more, you will never have to worry about the repayment options, since you will always find something for you because of the fact that the list of options is a pretty massive one. And on top of all, if you want to benefit from a shopping experience that is as comfortable as possible, you should take full advantage of the feature that enables you to link the credit card you are given after you sign the contract with some of your other bank accounts. In this way, whenever you go shopping you will only have to carry a single item in your pocket or wallet and therefore, enjoy the best out of the entire situation.
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
8.95% p.a. for 13 months (reverts to 16.75% p.a.) |
|---|---|---|
| Annual Fee | |
$36 |
| Interest Free Period | |
up to 25 days |
| Cash Advance Rate | |
16.75% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
Visa Exclusive Benefits
As you probably know, Visa is currently one of the most important names in the financial industry and therefore you will be provided with some serious extra features designed for you as a customer of a product that includes a credit card with this brand.
First of all, your transactions will be more convenient and flexible, since your card will be accepted in a great number of locations, not only in Australia, but in numerous countries worldwide. In this way, you will have full access to your funds wherever you travel and your overall experience with your money will see a significant increase.
Not to mention about the program known under the name of Verified by Visa, which will provide you with the chance of setting an additional password for your account and preventing online fraud from happening to you.
Related posts:
- Heritage My First Credit Card
- Heritage Gold Rewards Credit Card
- Bank Of Queensland Gold Visa
- Westpac Altitude Gold
- NAB Gold Card
Posted on Friday, March 11th, 2011 at 6:51 am
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