Citibank Balance Transfer Credit Cards – Compare & Apply Online

A Citibank balance transfer card can help you get out of debt and manage all of your balances with one simple payment. Find out more about this card and what it can do for you in this article.

Featured Citibank Credit Card

Enjoy a range of platinum pivileges with the Citibank Clear Platinum Card which features an amazingly low interest rate on purchases. You will also enjoy the freedom of higher credit limits, complimentary international travel insurance, your own personal concierge service, personalised rewards program and much more.

• 11.99% p.a. on purchases
• 2.9% p.a. for 12 months on balance transfers
• $99 annual fee
• 21.74% p.a. on cash advances

View the Citibank Clear Platinum Card terms and conditions here.

Citibank Credit Card Comparison:

		Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual Fee	Cash Advance Rate (p.a.)
Citibank Clear Platinum Card	Enjoy the privileges of a platinum card which offers a low balance transfer offer for the first 6 months, $50 saving off the annual fee in the first year and generous credit limits of up to $50,000	11.99%	2.9% for 12 months	$99	21.74%
Citibank Rewards Credit Card – Classic Card	Citibank Silver Card gives you access to exclusive benefits, discounts and upgrades worldwide and a no expiry Silver Rewards Program,With low balance transfers for 12 months, a Citibank Silver Card lifestyle is now within easy reach.	20.99%		$89	21.74%
Citibank Rewards Credit Card – Platinum Card	A low balance transfer offer plus earn up to 3 Citibank Reward Points for every $1 spend.	20.99%	0.9% for 9 months	$199	21.74%
Citibank Rewards Credit Card – Signature Card	Receive bonus reward points with a low balance transfers offer.	20.99%	0.9% for 9 months	$395	21.74%
Citibank CitiBusiness Gold	The card that works as hard as you with 1.25 reward points earnt per $1 spent plus a low balance transfer offer for the first 12 months	0% for 4 months (reverts to 20.74%)	0% for 4 months	$149(half-price annual fee in the first year)	21.49%
Citi Select	Citibank Select Credit Card lets you choose your lifestyle by giving you the privilege to select a higher level of rewards with points that don’t expire. Be the first to enjoy all these through the Visa Signature Program.	20.74%	6.9% for 9 months	$700	21.24%
Citibank BP Credit Card	Use BP-Citi MasterCard to reduce debt by transferring your balances at low rate for 12 months which translates to instant savings in interest payments.	20.89%	0% for 6 months	$89	21.39%
Citibank Clear Card	Citibank Clear Card has an amazingly low rate on balance transfers for 6 months, low annual fee of $65 and a higher level of credit limit of up to $20,000.	15.99%		$65	21.74%

A balance transfer involves taking a current balance from one credit card and transferring it over to a new Citibank balance transfer credit card. Interest charges will be reduced on the balance and you will have easier card management.

Citibank balance transfer

It is easy to arrange a transfer to a Citibank balance transfer card. When you are making an application for any credit card with Citibank just ask about it. There is a $500 minimum for amounts transferred. Remember, you will need to close the account in your old credit card when the transfer has taken place since this does not happen automatically.

Benefits

Life will be much easier once you have made the transfer. You can consolidate balances on your store cards and your credit cards that are not from Citibank into one card. This means that you will only have one account to manage and you will be able to pay off your debt faster since the interest rates will be lower.

How long it takes

It can take up to 10 working days for the balance transferred to be processed. Additionally, you need to allow time for the financial institution to receive any checks. You can find out when the transaction has been completed by monitoring your Citibank online account.

Available credit

The amount of available credit on your card will be reduced since the balance transfer is considered as a regular expenditure.

Rewards points

You do not earn any rewards points for doing a balance transfer.

Maximum amount

You are allowed to transfer up to the available credit on your card the day the transfer is processed.

How to apply

Making an application for a new Citibank balance transfer card is easy. If you are applying for a new card then simply have the following information available to fill in on your online application form.

• The amount you need transferred.
• Type of account and card the transfer will be made from.
• The card number.
• The name and address of the company that issued you the credit card.

Existing cardholders can also apply for a balance transfer through Internet banking, by phone, by fax or by post.

More and more people are applying for a Citibank balance transfer credit card to save interest charges. If you are serious about getting out of debt make an application today for this top-of-the-line balance transfer card.

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