Find out all about ANZ balance transfer credit cards in this article and what they can do for you. Getting rid of credit card debt is as easy as filling out an application.
Your first step towards credit card debt freedom is applying for an ANZ balance transfer credit card. There is no easier way to handle your existing credit card debt than by making a balance transfer and saving on interest. However, before you rush to the nearest ANZ bank branch or fill out an online application read on…
ANZ Platinum Credit Card has combined great money saving value features with an introductory balance transfer offer , a low ongoing rate on purchases, up to 55 days interest free credit on purchases and $0 annual fee for the first year. It also gives you the choice to personalise your card by adding a design with an image of your choice.
- 0% p.a. for 6 months (reverts to 19.24%p.a.) on purchases
- 0% p.a. for 6 months on balance transfers
- $0 annual fee for the first year( $87 thereafter) annual fee
- 20.99% p.a. on cash advances
ANZ Credit Card Comparison:
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual Fee | Cash Advance Rate (p.a.) | |||
|---|---|---|---|---|---|---|
 ANZ Platinum Credit Card |
Great balance transfer offer with no annual fee for the first year. | 0% for 6 months (reverts to 19.24%) | 0% for 6 months | $0 annual fee for the first year( $87 thereafter) | 20.99% |   |
 ANZ Low Rate MasterCard – Balance Transfer |
A low rate master card with a low balance transfer and a low annual fee. | 0% for 3 months (reverts to 13.24%) | 0% for 3 months | $58 | 21.49% | |
 ANZ First Visa Credit Card |
A great credit card with $0 annual fee and a low rate on balance transfers. | 0% for 3 months (reverts to 19.24%) | 0% for 3 months | $30 | 20.99% | |
 ANZ Frequent Flyer |
Earn bonus Qantas Frequent Flyer Points. Swipe away using your ANZ AMEX Frequent Flyer Platinum Card to earn 1.5 point for every $1 spent | 19.74% | $95 | 20.99% | |
|
 ANZ Frequent Flyer Platinum American Express/Visa |
Earn up to 1.5 Qantas Frequent Flyer points per $1 spent on everyday purchases plus a range of platinum privileges. | 19.74% | $295 | 20.99% | |
|
 ANZ Rewards Platinum Credit Card |
Platinum rewards credit card with a great balance transfer offer. | 19.74% | $149 | 20.99% | |
|
 ANZ Rewards Credit Card |
Earn up to 2 Reward Points per $1 spent and enjoy a wide range of flexible rewards including travel, accommodation entertainment, shopping vouchers and more. | 19.74% | $89 | 20.99% | |
How to make a balance transfer
It is fast and easy to apply for a new ANZ balance transfer card. There is a balance transfer section right on the online application form, and it only takes a few minutes of your time to completely fill it out. If you are already an ANZ cardholder, you can log into your account on the Internet and request a balance transfer. Select your offer carefully since there are different rates of interest they can apply to these balance transfers.
It can be complicated making payments if you own more than one store or credit card. When you make a transfer over to a new ANZ balance transfer card you will be able to manage your payments easier because all your debt will be consolidated into one payment.
Terms and conditions
Your request for a balance transfer will be processed once your card has been activated the amount of interest will apply to the balance amount that has been transferred starting from date that the request is approved and then processed. Any payments that you make to your credit card will be directly applied to the balance transfer.
The fee for making a balance transfer is 1% of the transferred amount if it is transferred to an ANZ Balance Visa. Many balance transfers made two other ANZ credit card accounts will not have a balance transfer fee applied. Interest will accrue on the balance transfer starting from the date of approval until it has been fully paid off.
Beware of new purchases!
As with any balance transfer card, you should refrain from making new purchases on the card if you want to repay your existing debt as fast as possible. New purchases will be charged at the full interest and often create more debt for card owners. Best way to avoid this is to not use your ANZ balance transfer card for new purchases.
The ANZ balance transfer card simplifies your life and gives you the chance to handle your debt. It is a card of choice for many Australians, and for good reason.
Posted on Thursday, April 29th, 2010 at 1:12 am
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