A 0% balance transfer credit card for 6 months is a good credit card for those that have acquired a large debt on their existing credit cards. Find out the best six month introductory rate cards we recommend by reading this article.

There are a variety of different cards available for balance transfers, but a 0% balance transfer card is your best choice if you want to pay off your debts fast. You will not have to pay a high interest rate while you are working to get it under control, which lets you make faster progress.

Balance transfer credit card:

When you are comparing the features on a balance transfer credit card to another, what it is all going to boil down to is which card you would like to own after the offer on the transfer balance has expired.

This may be based on the annual fee of the balance transfer credit card or which provider you can trust the most and would like to remain with.

Here are some 0% credit cards for balance transfers that we recommend.

ANZ Low Rate MasterCard features


If you want a low interest rate on purchases then this should be your card of choice.

  • Annual fee a low $58.
  • 12.49% p.a. on purchases.
  • Six-month balance transfer rate of 0% p.a.
  • Purchases receive up to 55 days interest-free.
  • Exclusive tickets to sporting events, musicals, dance and theater with MasterCard Applause.

HSBC Credit Card features

Another balance transfer credit card to consider is the HSBC Credit Card.

  • Annual fee is $0 for as long as you have the credit card.
  • 5.99% p.a. on transfer balances for six months.
  • 16.99% interest on purchases.
  • 19.99% interest rate for cash advances.
  • Up to 55 days interest-free for purchases.

Citibank Clear Platinum Visa Card features

This balance transfer credit card is ideal for people that would like to have a platinum card after the promotional period has expired. This card includes Citibank Instant Benefits and insurance for international travel.

  • 0.99% interest rate for balance transfers for six months.
  • 11.49% rate of interest on purchases.
  • 20.99% interest rate for cash advances.
  • Low annual fee of $42.
  • Up to 55 days interest free on purchases.

If you're looking for the best balance transfer credit card you can get then you should consider the ones listed above. Not only do they offer great interest rates for transfers, but the added features make them much better than others.